Educational resource notice: CreditCookbook is an educational resource, not a credit repair service. We do not collect, store, or transmit personal financial data through our tools.
CreditCookbook does not collect personal financial data. All interactive tools (dispute letter generator, utilization calculator, damages estimator, business credit checklist) run entirely in your browser. No data you enter into these tools is sent to our servers or stored anywhere.
If you subscribe to our newsletter, your email address is processed by Buttondown, our email service provider. We use it solely to send you our biweekly newsletter. We do not sell, rent, or share your email with third parties. You can unsubscribe at any time using the link in any email.
We may use privacy-respecting analytics to understand site traffic and improve content. We do not use cross-site tracking cookies or advertising networks.
CreditCookbook does not use tracking cookies. Any cookies used are strictly necessary for site functionality.
Our site links to external resources (CFPB, FTC, AnnualCreditReport.com, etc.). We are not responsible for the privacy practices of these third-party sites. We encourage you to read their privacy policies.
CreditCookbook is not directed at children under 13. We do not knowingly collect information from children.
Under various state privacy laws (including CCPA), you have the right to know what personal information is collected about you, request deletion, and opt out of data sales. Since we do not collect or sell personal data, these rights are inherently respected.
CreditCookbook is open-source. The codebase is publicly available at github.com/ghettoeinstein/creditcookbook.com. You can inspect exactly how the site works, including the absence of data collection in our tools.
We may update this privacy policy as the site evolves. Any changes will be posted on this page with an updated date.
Questions about privacy? Email hello@creditcookbook.com or open an issue on GitHub.